We are thrilled to have Jayesh Asher, Managing Partner of Billyard Insurance Group of Belleville sharing with us information about commercial and business Insurance.

Topics covered to include:

Why does anyone need commercial insurance?
What kind of commercial/business insurance do you need?
Are you a proprietorship, a partnership or a corporation? Why does it matter?
What are the Liability Limits?
What is Cyber insurance? Why is it important to have Cyber coverage?
Do you have sub-contractors? Are they covered under your policy?
What is your responsibility to your client?
Can other related business be covered under the same policy? (Design, Décor, Minor renos,etc)

Most common Insurance questions:

What can you do to keep costs down/make insurance affordable?
What kinds of variables go into the calculations?
What influence does the insured have over those variables?
Does location impact your coverage? Your rate?
Are there any risks the insured might want to forego coverage? ie, they perceive the claim too small or the risk exceptionally unlikely. I’ve heard that if I make a claim my rates will go throught the roof or my policy won’t be renewed. Is this true?

Q & A to follow; Keep your questions ready, big or small, simple or complex!!!

Cost

Free to POC Members. $20.00 fee for guests.

Location

Google Meet. Participants who have rsvp’d will receive the link(s) in advance of the meeting.